The individual exchange represents an alternative to COBRA that is more affordable for both employers and employees. Companies that recognize this can adjust their communications to provide workers with a better experience, while simultaneously improving their bottom line. In this slideshare, we explain why COBRA exists in the first place, and why the individual market […]
Our team recently surveyed health insurance brokers on their expectations surrounding the group market. We found that although brokers predict a significant number of employer groups to transition to the individual market, most brokers are still unprepared to support this transition. Broker survey If you are like the majority of brokers, and still don’t have […]
This is the way ESI ends… not with a bang, but a whimper. Recently, healthcare experts including Zeke Emanuel, Jon Gruber, and Capital IQ have forecasted the end of employer sponsored insurance (ESI). Although all believe ESI will ultimately fade away, they disagree on the exact timing. The chart below shows the forecasts of all […]
Why exiting your group health plan and providing cash may be the right thing from benefitter CEO Brian Poger recently presented at the NYT Health for Tomorrow conference on new benefits models now available due to ACA. Employers can save money by accessing the rich subsidies in the individual market. Take a look and let […]