The Affordable Care Act upends entrenched business models of healthcare and fosters opportunities for new visionaries to enter and re-shape the system. With fixed payments for providing services to a population, hospitals and providers are incentivized to invest in prevention, efficiency and minimization of unnecessary procedures and administration. Insurers, now capped on margin, must also […]
With one minor exception, I was delighted to read Emily Maltby’s and Sarah E. Needleman’s thoughtful article* in the Wall Street Journal on April 8, 2013: “Some Small Businesses Opt for the Health-Care Penalty.” The minor exception and my feedback: let’s use the government’s own language of “Shared Responsibility Payment” instead of “Penalty” to describe […]
Nicole Fisher, a contributor to Forbes (see article link, below), delivers a relevant and thought-provoking opinion piece on some benefits of employers dropping healthcare coverage beginning in 2014. The piece brings up important points for employers who are thinking about eliminating employer-sponsored health insurance. First, Fisher points out that employers will drop employer-sponsored health coverage, […]
Regarding the important issue of commissions for brokers on the public exchanges, Colorado has weighed in. Based on an article on ProducersWeb, it appears the Colorado Exchange is doing its best to encourage as many brokers and agents as possible to funnel customers to the Colorado Public Exchange. As with California, Colorado expresses optimism about […]